Image via Wikipedia It is too easy to feel blue, down, discouraged and think in a negative way. Whenever this is going to happen to me, I will turn myself to my “Happy Diary” . I would brainstorm everything that I should feel happy about and write them down. Here are a few things that ... [Read More]
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It is too easy to feel blue, down, discouraged and think in a negative way. Whenever this is going to happen to me, I will turn myself to my “Happy Diary” . I would brainstorm everything that I should feel happy about and write them down.
Here are a few things that I can easily think of. Let me give you an example of today.
1. It is a sunny day with clear sky, blue sky, white cloud.
2. I have more clothes that I need whenever I open my closet, how rich am I.
3. My kids are growing and they are healthy.
4. I spare some time practice “Tai Chi”.
5. I really look at least 10 years younger and I feel at least 20 years younger.
How about you? What is your today’s happy diary?
I am a “happy” real estate agent who can help you move into a happy home. Please feel free to visit or contact me.
Thank you for checking in.
Image via Wikipedia I have never thought of the difficulty of filling up the choice of school form. When I was a student, the first time I faced it, I was only 12 years old but my parent let me make the choice. So I fill out the school from their commonly known ranking as ... [Read More]
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I have never thought of the difficulty of filling up the choice of school form. When I was a student, the first time I faced it, I was only 12 years old but my parent let me make the choice. So I fill out the school from their commonly known ranking as my choice. That is, the school that has the highest academic score be the first choice and then next and so on. I was sent to my 13th choice because my result of the public exam I took was bad. But if I were smart enough, I should have chosen the sister school of my elementary school. That school did not rank the highest but is definitely a good school and much better than the one I was sent to. This was my choice of school story in Hong Kong.
Many, many years past. I choice the school for my son. Instead of making all the choices, I only made one, Rooftop Alternative School. If my boy could not go to that particular school, I would send him to a private school. Fortunately, he got into it and more fortunately, he likes it, enjoys it all the years from kindergarten to 8th grade.
According to the school counsellor, every student should have 3 plans: choices of public school, choices of chartered/alternative schools and private schools. My son has opted out all chartered schools and I have opted out private schools. Although private schools offer sliding scales for people who cannot afford full fare, most students are from rich families and the feeling or the threat of being ”high-nosed” by the schoolmates are high. Choosing schools are not solely to get the best acadmemic or other programs, it is also about choosing learning environment and other psychological reasons. My son agrees with me at this point. So he chose several schools that he was interested in and shadowed them. He made his choice accordingly.
I have interviewed several parents about how they did they fill in their forms and got these answers: one only filled in 4 public schools and all of them were hot and popular, her son finally got into the last choice: the other one filled in 3 schools but repeatedly filled in all these 3 to take up the spaces of choices. My fear is if I did not put in any one of the less popular school, my son may be thrown to the least wanted school. Therefore, my son agreed to fill in one rising but not popular neighborhood school. To be continued . . .
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Tina To, realtor serving San Francisco and Peninsular for 20 years+
Image via Wikipedia Just turn on the “Printer” and here you go, the money that we need. Is it just that simple? How about cutting tax for the higher income group to trade for the extension of another year of unemployment payment? Recently, I called one of my potential buyer who ended up not buying ... [Read More]
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Just turn on the “Printer” and here you go, the money that we need. Is it just that simple?
How about cutting tax for the higher income group to trade for the extension of another year of unemployment payment?
Recently, I called one of my potential buyer who ended up not buying because of unemployment. She still had that much of downpayment handy but can no longer qualify for any loan. She is an experienced dentist assistant and I do not expect less people will see a dentist because the economy is bad. If you have serious toothache, no matter what, you will see a dentist. But what about that periodic cleaning or minor toothache, can you go without it? Oh yes. So her boss has to cut cost and so do many other businesses. Instead of hiring full time employee, many firms fired the permanent staff and replace them with the temporary staff. Of course, no fringe benefits, no 401K, no medical insurance payment, these add up figures help. Now what? Why should the unemployed work the part time job, being deducted the hard earned money from their unemployment benefits? So, it ends up while business people try to survive by cutting cost but the unemployment money take away their part time helpers. 18 months are long enough and now another year, no kidding.
My prospect actually turned down many part time jobs. She did not want to work for nothing. What I mean is the money she earn from the part time job will be deducted from her unemployment paid. So she only look for permanent position and so are thousand of many others.
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What do you think? The latest figure is 64% of population can now afford to buy a house but not so many people are really buying. Why? Will tell you next time.
Tina To – agent with heart, serving San Francisco Bay Area
